Introducing the One Main Capital BrightWay® credit card
Turn your payments into progress.
We're offering access to a limited number of cards right now, but will be expanding soon.
Have the card?
Download the BrightWay App to activate and manage your card.
A rewarding milestone could be six on-time payments away
Unlock rewards like a credit limit increase or APR decrease in as little as six months.
Credit Limit Increase
Subject to credit approval
APR Decrease
Lower your interest rate over time
Track Your Progress
Monitor milestones in the BrightWay app
A credit card that grows with you
Others only look at your history. We also focus on your future.
That's why we're happy to introduce a card that grows alongside you. Pay on time and unlock rewards that celebrate your progress.
We'll meet you where you are
For more than 100 years, One Main Capital has helped people get the money they need.
Still building credit?
Our card is designed to help you build a positive credit history with responsible use.
- No annual fee
- Progress rewards
More established credit?
Enjoy competitive rates and rewards designed for your financial needs.
- Cash advance available
- Cash back rewards
Frequently asked questions
What's the fastest way to check my credit card balance?
Download the BrightWay app to check your balance anytime, anywhere. You can also log in to your online account.
How do I earn rewards?
Make six on-time payments and you could unlock rewards like a credit limit increase or APR decrease.
Is there an annual fee?
No, the BrightWay credit card has no annual fee.
How do I activate my card?
The easiest way to activate your card is through the BrightWay app. Download it and follow the activation prompts.
Ready to turn your payments into progress?
Enter your offer code to get started