Our mission is to improve the financial well-being of hardworking Americans.
For more than 100 years, we've helped millions of customers get the money they need.
We set our customers up for success.
Our loan specialists work with our customers to develop a monthly budget. This empowers our customers to choose the best borrowing options for their individual situation, as well as helps ensure they can repay their loan successfully.
Customer Bill of Rights
We are committed to serving our customers and protecting their rights.
A Loan You Can Afford
Your loan will have an affordable monthly payment that fits your unique situation and household budget.
Easy to Understand Pricing and Terms
We will help you understand every aspect of your loan before you sign, including terms, pricing and interest rate, monthly payment, and total cost.
No Pressure and Fair Treatment
You can choose to buy optional products such as insurance to help you through unexpected events. Your choices will be made in a pressure-free environment and have no bearing on your loan approval.
Customer Satisfaction Guarantee
We will try our best to answer any questions and resolve any concerns. Anyone unsatisfied with their loan for any reason, and who still has the funds, can return the money within seven calendar days and cancel their loan.
Help When You Need It
Life brings unexpected events and challenges, and we will work with you on repayment options if your situation changes.
We provide critical access to safe and affordable credit options.
Access to responsible credit is increasingly vital — almost 40% of American adults wouldn't be able to cover a $400 emergency with cash, savings or a credit-card charge that they could quickly pay off, a Federal Reserve survey finds.
When a financial emergency strikes or a need arises, most people have to borrow. However, most of the 100 million Americans with nonprime credit scores aren't candidates for a loan from a traditional bank or credit union.
We take pride in helping our customers build successful financial futures.
Our customers turn to One Main Capital for many reasons, including the opportunity to strengthen their financial health, build or repair their credit history or cover an unexpected, emergency expense.
"I was not looked at as a credit score. I was looked at as a person."
— Deb, One Main Capital Customer
We give back to the communities where we live and work.
We strongly believe in breaking down the barriers to economic mobility, and we partner with and support local and national organizations that share these values too. We award grants, engage with community leaders and provide volunteer opportunities for our team members.
Ready to get started?
Check for personal loan offers today.
This won't affect your credit score.